Fintech & Payments Testing

Every transaction matters. CarbonQA's dedicated QA team validates payment flows, compliance controls, and financial accuracy so your users can trust your platform with their money.

Why Human Testing Matters for Fintech

Financial Transaction Accuracy

Payment errors erode trust instantly. Human testers validate every step of deposit, transfer, and withdrawal flows to ensure amounts, fees, and balances are always correct.

Compliance & Regulation

PCI DSS, SOC 2, KYC/AML — fintech products face rigorous compliance requirements. Human testers verify that security controls and regulatory flows work as designed.

Multi-Currency & Cross-Border

Currency conversions, international transfers, and regional payment methods introduce complexity that requires human judgment to test thoroughly.

Platforms We Test

Neobanks & Digital Banking

Digital-first banks, checking and savings products, card management, and account onboarding flows.

Payment Processors

Payment gateways, merchant dashboards, checkout integrations, and settlement reporting.

Digital Wallets

Peer-to-peer transfers, mobile payments, stored value cards, and tap-to-pay integrations.

Lending Platforms

Loan origination, underwriting flows, repayment scheduling, and credit decisioning interfaces.

Money Transfer

Domestic and international remittance platforms, exchange rate displays, and recipient management.

What We Test

Payment Flow Testing

End-to-end validation of payment processing — card payments, ACH transfers, wire transfers, and alternative payment methods including edge cases and failure scenarios.

PCI & Security Compliance

Verify PCI DSS controls, data masking, tokenization, encryption indicators, and secure data handling across your application surfaces.

KYC & Identity Verification

Test identity verification flows, document uploads, liveness checks, address validation, and tiered account verification requirements.

Reconciliation & Reporting

Validate transaction histories, statement generation, balance calculations, fee breakdowns, and financial reporting accuracy.

Fraud Prevention Flows

Test transaction monitoring alerts, suspicious activity flags, account lockout procedures, and dispute resolution workflows.

Mobile Banking & Biometrics

Validate mobile check deposit, Face ID and Touch ID authentication, push notifications for transactions, and mobile-specific payment flows.

Ready to unlock your team's full potential?